LEGAL · UPDATED 2025

PTGAM Terms and Conditions

These Terms and Conditions govern your use of the PTGAM platform — including the website, mobile app, games, sportsbook, promotions, and all related services. Please read them carefully before registering or placing any bets. By creating a PTGAM account, you confirm that you have read, understood, and agreed to every section of these terms.

Last updated: January 2025  |  Applicable to all Philippine players
Key Points at a Glance

What These Terms Cover

A plain-language summary of the most important areas before you read the full document below.

Eligibility & Account Rules

You must be at least 21 years old and a Philippine resident to open a PTGAM account. One account per person — no exceptions. All information provided during registration must be accurate and up to date.

Bonus & Promotion Terms

All bonuses at PTGAM come with wagering requirements that must be completed before withdrawal. Bonus abuse — including multi-accounting or reverse bonus strategies — results in forfeiture and account suspension.

Deposits, Withdrawals & Limits

Minimum deposit is ₱100. Withdrawal requests are processed to verified payment methods only. PTGAM reserves the right to request identity documents before processing any withdrawal to prevent fraud.

Prohibited Conduct

Match fixing, collusion, use of bots or automated software, and exploitation of software errors are all prohibited. PTGAM retains the right to void bets and close accounts where prohibited activity is detected.

Responsible Gaming

PTGAM provides tools to help players manage their gaming activity. Deposit limits, loss limits, and self-exclusion are available in account settings. Responsible gaming is a core platform commitment, not a footnote.

Governing Law

These terms are governed by Philippine law. All disputes are subject to Philippine jurisdiction. PTGAM complies with applicable Philippine gaming regulations and anti-money laundering legislation.

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Acceptance of Terms

By accessing, registering on, or using any service provided by PTGAM — including the website at ptgam.net, the PTGAM mobile application, and all associated gaming, betting, and promotional services — you confirm that you have read and fully understood these Terms and Conditions and agree to be legally bound by them.

If you do not agree with any part of these terms, you must not use the PTGAM platform. Continued use of PTGAM following any update to these Terms and Conditions constitutes your acceptance of the revised version. It is your responsibility to check this page periodically for changes.

These Terms and Conditions apply to all visitors, registered players, and participants in any PTGAM promotion, referral program, or gaming activity. They apply alongside any additional product-specific rules published on the PTGAM platform, which shall be read together with these terms.

Important: By registering a PTGAM account, you confirm that you are at least 21 years of age, that you are acting on your own behalf, and that you are not registering from a jurisdiction where online gaming is prohibited.


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Eligibility

The following eligibility requirements apply to all PTGAM players without exception. Failure to meet any of these conditions means you are not permitted to open or maintain a PTGAM account:

  • You must be at least 21 years of age at the time of registration. PTGAM does not permit access to minors under any circumstances.
  • You must be a resident of the Philippines or accessing the platform from a jurisdiction where online gaming is legally permitted.
  • You must not be an employee, contractor, director, or close family member of an employee or contractor of PTGAM or any of its gaming provider partners.
  • You must not be self-excluded from PTGAM or any other gaming platform under a formal responsible gaming self-exclusion agreement.
  • You must have full legal capacity to enter into a binding contract under Philippine law.

PTGAM reserves the right to request proof of age, identity, and residency from any player at any time. Failure to provide satisfactory documentation may result in account suspension and withholding of pending withdrawals until verification is completed.

If PTGAM determines that a player has provided false eligibility information at any point — including after account approval — all funds in the account may be forfeited and the account permanently closed. PTGAM is not liable for any losses incurred by an ineligible player who has accessed the platform by misrepresentation.


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Account Registration

Each player is permitted to hold one PTGAM account only. Creating multiple accounts — whether using different email addresses, phone numbers, payment details, or IP addresses — is a breach of these Terms and Conditions and will result in the suspension of all associated accounts and forfeiture of any balances held within them.

During registration, you agree to provide accurate, complete, and current information including your full legal name, date of birth, Philippine residential address, valid email address, and active mobile number. You are responsible for keeping your registration details up to date. Notify PTGAM support immediately if any of your details change.

You are solely responsible for maintaining the confidentiality of your PTGAM login credentials. Do not share your password with any other person. PTGAM will never ask for your full password via email, chat, or telephone. Any activity conducted under your PTGAM account is your responsibility — including transactions made by an unauthorized third party if you have shared or failed to adequately protect your credentials.

PTGAM implements Know Your Customer (KYC) procedures in compliance with Philippine anti-money laundering regulations. Players may be required to submit government-issued identification, proof of address, and payment method verification before a withdrawal is processed or at any time PTGAM deems appropriate. Standard documents accepted include a Philippine passport, SSS ID, PhilHealth ID, driver's license, or UMID card.

Account Security: If you suspect that your PTGAM account has been accessed without your authorization, contact our support team immediately via live chat. PTGAM cannot be held responsible for losses arising from unauthorized access where the player has failed to protect their login information.


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Deposits and Withdrawals

All financial transactions on the PTGAM platform are denominated in Philippine Peso (₱, PHP). PTGAM accepts deposits and processes withdrawals via the following Philippine payment methods:

  • GCash and Maya (preferred for instant processing)
  • GrabPay and Coins.ph
  • InstaPay and PESONet bank transfers
  • BDO, BPI, and UnionBank online banking
  • Visa and Mastercard debit and credit cards issued by Philippine banks

The minimum deposit is ₱100. The minimum withdrawal is ₱200. Maximum daily withdrawal limits apply and vary by account tier and verification status. Players who have completed full KYC verification may request higher withdrawal limits through PTGAM support.

Withdrawals will only be processed to a payment method that has previously been used to make a deposit into your PTGAM account, or to a verified method in your name. PTGAM does not process withdrawals to third-party accounts under any circumstances. This policy is in place to protect players and comply with anti-money laundering requirements.

PTGAM processes GCash and Maya withdrawals within minutes for fully verified accounts during standard operating hours. Bank transfer withdrawals via InstaPay typically settle within 30 to 60 minutes. Any withdrawal held for additional review will be notified to the player via email or in-platform notification with an expected resolution timeline.

PTGAM does not charge withdrawal fees for standard transactions. However, your payment provider may apply their own transaction fees, which are beyond PTGAM's control. Deposits made using a credit card may be subject to a processing fee disclosed at the time of the transaction.

PTGAM reserves the right to void and refund a deposit if there is reason to believe it was made fraudulently, using stolen card details, or in violation of these Terms. In such cases, the funds will be returned to the original payment source and the account will be investigated.


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Bonuses and Promotions

PTGAM offers various bonuses and promotions including welcome deposit bonuses, reload bonuses, cashback offers, free bets, parlay boosts, and referral commissions. Each promotion is subject to specific terms published alongside it. The general bonus terms set out here apply to all PTGAM promotions unless explicitly stated otherwise.

Wagering requirements: Bonus funds must be wagered a minimum number of times before they can be withdrawn. The specific wagering multiplier for each bonus is stated in the promotion terms. Unless otherwise specified, a standard 10× wagering requirement applies to bonus funds on casino games. Sports betting bonuses typically carry a separate wagering threshold based on cumulative stake volume.

Eligible games: Not all games contribute equally toward wagering requirements. Live casino games typically contribute 100%. Slots contribute at rates disclosed per promotion. Certain games may be excluded entirely — this will be stated in the individual promotion terms.

PTGAM reserves the right to withdraw, modify, or cancel any promotion at any time without prior notice. Bonuses that have not been activated within the stated validity period will expire automatically and cannot be reinstated.

Bonus abuse policy: PTGAM actively monitors for bonus abuse, including but not limited to: creating multiple accounts to claim the same bonus, using bonus funds across related accounts, employing strategies designed to generate guaranteed profit from bonus funds regardless of game outcome, and systematic exploitation of promotions. Where abuse is detected, PTGAM may void all bonuses, cancel pending withdrawals derived from bonus activity, and permanently close the account.

The PTGAM Refer a Friend program operates under its own additional terms available on the Refer a Friend page. Referral commissions are only payable on qualifying activity by referred players who have been independently verified.


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Betting Rules

All bets placed on the PTGAM platform are subject to the general betting rules set out in this section, alongside any product-specific rules published within each game or betting section of the platform.

Bet confirmation: A bet is not considered accepted until PTGAM has confirmed it and issued a bet reference number. If a technical error prevents confirmation from being received, the bet may not be valid. Players are responsible for verifying that their bets have been accepted before a match or event begins.

Minimum and maximum stakes: Minimum bet amounts are displayed on each game or market. Maximum stake limits vary by product, market, and event, and are displayed at the time of bet placement. PTGAM reserves the right to impose individual player bet limits at its discretion.

Errors in odds or game outcomes: In the event of a manifest error — including incorrectly displayed odds, technical glitches causing incorrect game outcomes, or settlement errors — PTGAM reserves the right to void affected bets and return stakes to player accounts. PTGAM will notify affected players of any void action taken. Winnings paid as a result of a manifest error remain the property of PTGAM and may be reclaimed from the player's account balance.

Live betting: Bets placed during live in-play events are subject to the odds available at the precise moment the bet is confirmed. PTGAM may suspend betting on any market at any time without notice due to match events, network issues, or operational requirements. Suspended markets do not entitle the player to any compensation for bets not placed.

Postponed and abandoned events: If an event is postponed before it starts, pre-match bets are voided and stakes returned. If an event is abandoned after starting, settlement follows the official league or governing body rules for that competition as applied by PTGAM's trading team.


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Prohibited Conduct

The following actions are strictly prohibited on the PTGAM platform. Violation of any item in this section may result in immediate account suspension, forfeiture of all account balances, and referral to Philippine law enforcement authorities where criminal activity is suspected:

  • Match fixing and event manipulation: Placing bets on any event that you have directly or indirectly influenced or attempted to manipulate.
  • Use of automated software: Using bots, scripts, artificial intelligence tools, or any automated means to place bets, access your account, or exploit game mechanics.
  • Collusion: Coordinating with other players to gain an unfair advantage in multiplayer games, particularly in live poker or Tongits formats.
  • Fraudulent deposits: Using stolen, cloned, or unauthorized payment credentials to fund a PTGAM account.
  • Money laundering: Using PTGAM for the purpose of laundering funds derived from illegal activity. PTGAM cooperates fully with Philippine authorities and reports suspicious financial activity as required by law.
  • Multi-accounting: Registering or operating more than one PTGAM account, regardless of the reason.
  • Exploitation of software errors: Knowingly playing on or profiting from a game or system that is malfunctioning. Players who identify errors must report them to PTGAM support immediately.
  • Chargebacks: Initiating a payment chargeback after funds have been used for betting. PTGAM will pursue recovery of any fraudulent chargebacks through appropriate legal channels.

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Account Suspension and Closure

PTGAM reserves the right to suspend, restrict, or permanently close any player account at any time and for any reason, including but not limited to: breach of these Terms and Conditions, suspected fraudulent activity, regulatory compliance requirements, or failure to complete KYC verification within a required timeframe.

Where an account is suspended pending investigation, the player will be notified where legally permissible. Funds may be held during an investigation. If the investigation concludes in the player's favor, the account will be reinstated and any held funds released promptly.

Where an account is closed due to confirmed breach of terms, PTGAM may retain all funds in the account, including both real money and bonus balances, as compensation for losses arising from the breach.

Players may voluntarily close their PTGAM account at any time by contacting customer support. Any verified balance remaining at the time of voluntary closure will be withdrawn to the player's registered payment method, subject to outstanding wagering requirements on active bonuses.


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Intellectual Property

All content on the PTGAM platform — including but not limited to logos, text, graphics, software, game designs, audio, video, user interface elements, and promotional materials — is the intellectual property of PTGAM or its licensed third-party suppliers and is protected under Philippine and international intellectual property law.

You may not reproduce, distribute, modify, publicly display, or create derivative works from any PTGAM content without express written permission from PTGAM. This includes screenshots of game outcomes used for commercial purposes, copying of odds data, or scraping of website content by automated tools.

The PTGAM name, logo, and brand identity are registered trademarks. Unauthorized use of any PTGAM trademark — including in social media posts, forum discussions, or other online content in a manner that could mislead users — is prohibited.


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Privacy and Data Protection

PTGAM collects and processes personal data in accordance with the Philippine Data Privacy Act of 2012 (Republic Act No. 10173). The collection, storage, and use of your personal information is governed by the PTGAM Privacy Policy, which forms part of these Terms and Conditions by reference.

By registering a PTGAM account, you consent to the collection and use of your personal information as described in the Privacy Policy, including for KYC verification, transaction processing, responsible gaming monitoring, fraud prevention, and promotional communications where you have opted in.

PTGAM does not sell personal data to third parties. Data shared with third parties is limited to service providers directly involved in operating the PTGAM platform — including payment processors, game providers, and KYC verification services — under data processing agreements that comply with Philippine data protection law.


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Responsible Gaming

PTGAM is committed to providing a safe gaming environment. Gaming should be an enjoyable leisure activity. When it stops being enjoyable, PTGAM provides tools and resources to help you regain control.

The following responsible gaming tools are available to all PTGAM players directly within account settings:

  • Deposit limits: Set daily, weekly, or monthly maximum deposit amounts. Reductions take effect immediately; increases require a cooling-off period.
  • Loss limits: Limit the total amount you can lose in a defined time period.
  • Session time reminders: Receive on-screen notifications after specified play durations.
  • Self-exclusion: Temporarily or permanently exclude yourself from the PTGAM platform. Self-exclusion takes effect within 24 hours and cannot be reversed before the requested exclusion period ends.
  • Reality check: Periodic prompts displaying your session activity summary.

PTGAM will never contact self-excluded players with promotional materials during their exclusion period. For further information and external support resources, visit the Responsible Gaming page. Players who are 21 or older but believe a minor is accessing their account or device should contact PTGAM support immediately.


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Limitation of Liability

To the maximum extent permitted by Philippine law, PTGAM's total liability to any player in connection with any single event or series of related events shall not exceed the value of funds held in that player's PTGAM account at the time the liability arises.

PTGAM is not liable for:

  • Loss of profits, revenue, or anticipated winnings arising from betting decisions.
  • Indirect, incidental, special, or consequential damages of any kind.
  • Losses arising from internet service interruptions, server downtime, or third-party payment system failures that are outside of PTGAM's control.
  • Unauthorized access to a player's account resulting from the player's own failure to secure their credentials.
  • Any losses resulting from the player's reliance on information, odds, or statistics displayed on the platform that were subject to a technical error later corrected under Section 6.

Nothing in these terms limits PTGAM's liability for death or personal injury caused by PTGAM's negligence, or for any other liability that cannot be excluded or limited under Philippine law.


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Governing Law and Disputes

These Terms and Conditions are governed by and construed in accordance with the laws of the Republic of the Philippines. Any dispute, claim, or controversy arising out of or in connection with your use of the PTGAM platform or these terms shall be subject to the exclusive jurisdiction of the competent courts of the Philippines.

Before initiating formal legal proceedings, players are encouraged to contact PTGAM support to attempt to resolve any dispute informally. PTGAM will endeavor to respond to formal complaints within 5 business days and resolve disputes within 30 days where possible.

If you have a complaint about PTGAM's services, please contact us directly at support@ptgam.net with a detailed description of the issue. Include your registered account email, the date and time of the relevant transaction or event, and any supporting documentation.


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Changes to These Terms

PTGAM may update these Terms and Conditions at any time. When a significant change is made, PTGAM will provide notice through one or more of the following channels: a notice displayed when you next log in to your account, an email to your registered address, or a prominent notice on the PTGAM homepage.

The updated terms will take effect on the date stated in the notice. By continuing to use PTGAM after that date, you accept the revised terms. If you do not agree to the changes, you should close your account and withdraw your balance before the effective date.

Minor changes — such as clarifications, typographical corrections, or updates to reflect regulatory changes — may be made without specific player notification, but the "last updated" date at the top of this page will always reflect the most recent revision.


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Contact Us

If you have questions about these Terms and Conditions, or about any PTGAM policy referenced in this document, please contact our support team:

Email Support

support@ptgam.net
Response within 24 hours

Live Chat

Available 24/7
Filipino-speaking agents

Help Center

Browse the FAQ page
for quick answers

Quick Reference

The Most Important Rules at PTGAM

A plain summary of the rules that affect most players on a day-to-day basis.

Must be 21+ to play

Age verification may be requested at any time. PTGAM uses document checks to confirm all player ages in compliance with Philippine gaming regulations.

One account per person — strictly enforced

Creating a second account to claim a bonus or circumvent a suspension is one of the most common terms violations. PTGAM detects this through multiple data points and permanently closes all related accounts.

Bonuses have wagering requirements

All PTGAM bonuses require wagering before withdrawal is permitted. Check the specific requirement in each promotion — it's always clearly stated before you claim.

Withdrawals go to verified methods only

PTGAM only pays winnings to payment accounts you own and have previously used on the platform. Third-party withdrawals are never permitted under any circumstances.

Fraud and bots lead to permanent bans

Automated tools, stolen payment details, and systematic exploitation of errors all result in immediate and permanent account closure with no appeal. No exceptions are made.

You can self-exclude anytime

If you need a break from gaming, PTGAM's self-exclusion tool is in your account settings. Activating it is free, immediate, and covers the entire PTGAM platform including all games, the sportsbook, and promotional emails.

Responsible Gaming Reminder from PTGAM

Gaming should be fun, social, and affordable. PTGAM is committed to providing a safe environment for all Filipino players. You must be 21 years or older to use PTGAM. If gaming is no longer enjoyable, or if you feel you are spending more than you can afford, please use our deposit limits, session tools, or self-exclusion feature. More information and support resources are available on our Responsible Gaming page.

Ready to Play at PTGAM?

Now that you know the rules, join 500,000+ Filipino players on the platform built specifically for the Philippines. Registration is free and takes two minutes. Minimum deposit is ₱100 via GCash — sulit na from day one.